As part of any financial advice process, an essential ingredient is understanding your investor profile. This is usually ascertained from completing a risk profile questionnaire to assist your understanding of your attitude to risk. However, a questionnaire...
Since my last newsletter in May, there has been a further recovery across asset classes to varying extents. International and Australian shares continued their strong recovery. This has boded well for superannuation fund returns which also continued to improve with...
As a CSS or PSS member you are probably in a stronger position leading into retirement with the security a CSS or PSS pension can offer. However, what about your spouse and tax planning? Here are 3 things to consider when managing your superannuation...
The public sector continues to offer voluntary redundancies (VR). These can very tempting for people to accept, particularly if you are already nearing retirement. Here are some key considerations and questions I am often asked by clients who have been offered a VR....
Since February, investment markets experienced greater volatility than any other time in history. The initial market sell-off has been subsequently met with an extraordinary rally in equity markets. What has this meant for the performance of your superannuation fund...
New rules for superannuation concessional contributions came into effect this financial year. As a CSS or PSS member, what do these changes mean for you? From 1 July 2019 concessional contribution ‘catch-up’ provisions allow you to make additional tax-deductible...
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