Those of us who have existing income protection policies have either received or are about to receive a rude shock when it comes time to renew our policies. In some cases, income protection premiums have increased by up to 70% in one year. I have received...
Getting people to confront their mortality and create an estate plan, which at the very least should include a Will and Enduring Power of Attorney is often challenging. Many clients feel daunted by the process and either procrastinate about making a plan, do not see...
One of the most common catalysts for CSS members to seek professional financial advice is when they are approaching their 55th birthday. The question they seek to resolve is whether a 54/11 is appropriate for them? Many just assume that 54/11 provides the best...
Buying a new car can be exciting. But while you are deciding on what car to buy you should be thinking about how you will pay for it. A popular way to finance a car purchase for APS employees is salary packaging and the use of a novated lease. Salary Packaging...
ESG stands for environment, social and governance. ESG investing is often used interchangeably with sustainable, socially responsible or ethical investing or other approaches to investing that consider some environmental, social or governance factors. In my...
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